Repayment plan for tenants — avoid eviction in Sweden
As a tenant in Sweden, the threat of eviction can be very stressful. This guide explains how to request a repayment plan for unpaid rent, what rights and obligations apply, and which authorities you can contact. You will get concrete advice on documentation, how to negotiate with your landlord and when to seek help from the Rent Tribunal or the Enforcement Authority. The guide focuses on practical steps to help reduce the risk of eviction and protect your housing situation during difficult financial periods in Sweden.
What is a repayment plan?
A repayment plan is an agreement where the tenant and the landlord agree to split unpaid rent into smaller parts over time. Such a plan can prevent eviction if both parties accept the terms. Note that the legal framework and the landlord's right to demand payment are governed by the Swedish Code of Land (Jordabalken) [1], and disputes can be examined by the Rent Tribunal [2].
What to prepare
- Write down exact amounts and dates for unpaid rents.
- Keep receipts, bank statements and other relevant correspondence.
- Prepare a simple proposal for a repayment plan with suggested payment dates.
- Contact the landlord as soon as possible to discuss solutions.
FAQ
- Can I get a repayment plan if I am behind on rent?
- It depends on the landlord's willingness and your ability to pay. Document your situation, propose a realistic plan and try to obtain a written agreement.
- What happens if the landlord refuses?
- If the landlord does not agree to a plan, you can turn to the Rent Tribunal for mediation or adjudication of the dispute.[2]
- Can I be evicted during a repayment plan?
- If you follow the agreed plan, the risk of eviction is smaller, but fixed payment plans must be kept or the landlord may proceed with claims at the Enforcement Authority.[3]
How to
- Contact the landlord in writing and explain your situation.
- Propose a realistic repayment plan with clear dates and amounts.
- Save all communication and get the agreement in writing.
- Seek help from the Rent Tribunal if you cannot agree or need legal review.
- Follow the plan; if you fail, the landlord can pursue the case with the Enforcement Authority.
Help and Support / Resources
- Rent Tribunal and e‑services (Domstol.se)
- Enforcement Authority — information on eviction
- Swedish Code of Land (Jordabalken) — legislation (Riksdagen)
