Tenant payment plan to avoid eviction in Sweden
As a tenant in Sweden you may sometimes receive demands for unpaid rent that lead to a threat of eviction. This guide explains what a payment plan is, what rights you have, and how you can contest a claim or appeal a decision. We go through which pieces of evidence are important, how to communicate with the landlord, and when you should contact the Rent Tribunal or the Enforcement Authority. The aim is to provide concrete steps so you can act quickly, protect your rights and avoid unnecessary loss of your home. The text is written for ordinary tenants without legal background and focuses on practical advice adapted to Swedish conditions. Always contact advice services if uncertain.
What is a payment plan?
A payment plan is a written agreement between tenant and landlord where unpaid rent is divided into several instalments. The plan can reduce the risk that the landlord proceeds with eviction if both parties follow the agreement.
- Contact the landlord directly and explain your situation.
- Propose a clear written plan with dates and amounts.
- Explain how much you can pay each time and the remaining total amount.
- Keep copies of all communication and receipts showing payments.
- Specify clear deadlines for each instalment.
How do I contest an eviction?
If you have received a demand or termination you should first check the documentation and try to resolve it in writing. If you cannot reach an agreement you can turn to the Rent Tribunal[1] for mediation or adjudication. If a judgment establishes an eviction the decision can be enforced by the Enforcement Authority[2]. The basic rules for tenancy and eviction are in the Land Code, chapter 12[3].
Documents to gather
- The tenancy agreement and any previous payment receipts.
- Receipts, bank statements or Swish confirmations showing payments made.
- Written communication with the landlord (email, SMS or letters).
- Photos or other evidence regarding disputes over habitability affecting rent payment.
FAQ
- How do I request a payment plan?
- Contact the landlord in writing, state amounts and a proposed repayment schedule, and keep a copy of the proposal.
- Can the landlord evict me immediately?
- Normally a court decision or a valid agreement is required prior to enforcement; the Rent Tribunal can adjudicate the dispute.
- What deadlines apply?
- It depends on the notice you received; respond quickly and seek advice to meet deadlines.
How to
- Contact the landlord in writing and propose a realistic payment plan.
- Collect all relevant documents and evidence supporting your payment ability or dispute.
- Set a clear timetable for instalments and follow up if the landlord accepts.
- If you cannot reach a solution, apply to the Rent Tribunal for adjudication or mediation.
Help and Support / Resources
- Rent Tribunal — Domstol.se
- Enforcement Authority — Kronofogden.se
- Land Code (Chapter 12) — Riksdagen.se
